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+ <H1>[Mageia-discuss] Reading payment forms with a scanner</H1>
+ <B>Jan Ciger</B>
+ <A HREF="mailto:mageia-discuss%40mageia.org?Subject=Re%3A%20%5BMageia-discuss%5D%20Reading%20payment%20forms%20with%20a%20scanner&In-Reply-To=%3CCALFd4CeoEsZt7yJ1NkVwt4rHV6r61AXFH2UibvDcE5s6bQNBcw%40mail.gmail.com%3E"
+ TITLE="[Mageia-discuss] Reading payment forms with a scanner">jan.ciger at gmail.com
+ </A><BR>
+ <I>Fri Feb 15 11:02:01 CET 2013</I>
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+<PRE>On Fri, Feb 15, 2013 at 7:52 AM, Juergen Harms &lt;<A HREF="https://www.mageia.org/mailman/listinfo/mageia-discuss">juergen.harms at unige.ch</A>&gt;wrote:
+
+&gt;<i> A positive remark about swiss banks! But errorproofness for swiss payment
+</I>&gt;<i> slips is also quite relative: (a) the long reference digit chains only have
+</I>&gt;<i> a very simple longitudinal 1-digit checksum that catches many, but not all
+</I>&gt;<i> errors that happen if you key them in manually and (b) all the OCR pograms
+</I>&gt;<i> that I have tested are far from perfect. And yes, for some time I tried to
+</I>&gt;<i> use one of these portable devices - they accumulate limited quality of
+</I>&gt;<i> scanning with limited quality of OCR conversion: between handling and
+</I>&gt;<i> checking I spent more time than I need for manual input and verification.
+</I>&gt;<i>
+</I>
+OK, quite possible. I haven't tried those myself, I had only experience
+with the kiosks which work excellently. However, there the system does
+cross-check the scanned data against the various databases (e.g. valid
+account numbers) as well.
+
+
+&gt;<i>
+</I>&gt;<i> My recent error scenario illustrates this: my incorrectly keyed in digit
+</I>&gt;<i> string happened to not trigger a checksum error, hence was accepted by the
+</I>&gt;<i> ebanking system of my bank, but was then rejected by the destination bank
+</I>&gt;<i> because the string did not make sense to them.
+</I>&gt;<i>
+</I>
+Arg. That's pain, indeed.
+
+
+&gt;<i>
+</I>&gt;<i> Generalisation: maybe the concepts I put to work allow to create similar
+</I>&gt;<i> tools / adjust the one I have made. I live part of my time in Austria -
+</I>&gt;<i> Austrian slips should not be too difficult to handle along such lines. And,
+</I>&gt;<i> maybe the mandatory introduction of IBAN input will create an incentive to
+</I>&gt;<i> banks to improve the readability of their slips.
+</I>
+
+That I doubt - if the slips aren't standardized, whether or not an IBAN is
+there makes little difference :( Moreover, unlike Switzerland where the
+banks actually do work together somewhat, it is still a wild west elsewhere.
+
+In Slovakia where I am from these slips are actually managed by the Post,
+originally as a mean to send money by post (you send a slip instead of
+cash) - that is what most people would know as a &quot;check&quot; there (classic
+personal checks were not used since the WWII or so). The Post has machines
+to automatically scan these. However, most companies send you a bill and
+either don't attach the slip (most banks don't accept them anyway, only the
+Post) or you must fill part of it by hand anyway.
+
+In Denmark you even have an option for the bills/slips to arrive directly
+to your account with your bank, then you can pay them with a click of a
+mouse if you don't have an automatic debit agreement.
+
+So I guess that it would always have to be an ad-hoc, country-specific
+hack.
+
+Regards,
+
+Jan
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